Kathy Portway - SUCCESS! Real Estate



Posted by Kathy Portway on 2/18/2019

Establishing a homebuying budget can be tough. But for those who want to secure a terrific home at an affordable price, entering the housing market with a budget in hand can make it easy to accelerate the homebuying cycle.

Now, let's take a look at three questions to consider about a homebuying budget.

1. How much money have I saved for a home?

Examine your finances and see how much money is readily available for a home purchase.

Remember, the more money that is at your disposal, the more likely it becomes that you'll be able to secure your dream residence in no time at all.

Although savings are important, it is essential to note that those who have little to no money saved still have plenty of time to get ready for the homebuying journey. And if you start saving a little bit each day, you can move closer to accomplishing your homeownership dreams.

2. Do I need to get a home loan?

In most instances, a homebuyer will need to obtain a home loan so he or she can purchase a residence. Luckily, many lenders are available to help you discover a home loan that matches or surpasses your expectations.

Meet with a variety of lenders in your area you'll be glad you did. Each lender can provide insights into assorted home loan options, explain how each home loan works and respond to your home loan concerns and questions.

Also, it often helps to get pre-approved for a mortgage. If you have a mortgage available when you enter the real estate market, you'll know exactly how much you can spend on a residence, thereby reducing or eliminating the temptation to overspend on a house.

3. How will my monthly expenses change after I buy a house?

Owning a home is different from renting an apartment. As such, you'll want to account for all potential expenses as you create a homebuying budget.

For example, a homeowner will be responsible for any home cable, internet and phone bills. This property owner also will need to consider any home maintenance costs like those associated with mowing the lawn in summer or removing snow from the driveway in winter.

Crafting a homebuying budget that accounts for your personal finances can be tricky. If you need additional support along the way, lenders may be able to provide expert tips to ensure you can acquire a wonderful house without exceeding your financial limitations.

Lastly, don't forget to reach out to a real estate agent for help along the homebuying journey. A real estate agent is a housing market professional who will go above and beyond the call of duty to assist you in any way possible. From setting up home showings to negotiating with home sellers on your behalf, a real estate agent will make it easy for you to secure a superior home at a budget-friendly price.

Consider the aforementioned homebuying budget questions, and you can speed up the homebuying process.




Tags: buyer tips   budgeting  
Categories: Uncategorized  


Posted by Kathy Portway on 2/16/2019

Pride of ownership! Come see this wonderful 3 bedroom style raised ranch impeccably maintained both inside and out. Tile stairs lead you up into the cozy living room which boasts a pretty picture window, lots of natural light and Pergo flooring. The kitchen has plenty of cabinetry, granite counters, stainless steel appliances and tile flooring. Enjoy your morning coffee in your beautiful four season sunroom looking out to an amazing, private backyard. Walk out lower level has a family room with brick fireplace, an office or guest room, laundry area and a full bath. Over the past several years all the windows have been updated. The furnace and roof were replaced in 2004. Upstairs was just painted. Outside was landscaped and a new septic is being installed. Washer, dryer and refrigerator will remain as gifts. Enjoy the outdoors with a large deck with built in seating and fenced yard- perfect for kids and pets to play and roam. Location is perfect for commuters-close to 495.

More Info on this Property | New Listing Alerts




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Posted by Kathy Portway on 2/11/2019

Let's face it after you buy or sell a home, moving can be a major hassle. Lucky for you, moving companies are available to help you streamline the process of transporting your personal belongings from Point A to Point B.

Ultimately, there are many reasons to hire a moving company to assist you with your upcoming move, including:

1. A moving company can help you transport heavy items to your new address.

When it comes time to move, there is no reason to put a strain on your body. Fortunately, a moving company employs moving professionals who are happy to take heavy items to your new address.

A moving company hires only the best moving professionals to provide day-to-day support. As such, these professionals will take care of your belongings to ensure they can reach your new home quickly and safely.

Furthermore, a moving company may even be able to help you pack your belongings. This will ensure you can speed up the process of getting your belongings ready to take to your new residence.

2. A moving company can help you save time.

The time it takes to pack up all of your belongings, place them in your car, drive them to your new address and unpack your items can add up quickly. However, with support from a moving company, you may be able to reduce the time it takes to get settled at a new location.

A moving company will go above and beyond the call of duty to ensure you can get your belongings to the right location, at the right time. In fact, this business will work with you to fulfill your moving requests without delay.

3. A moving company can help you alleviate stress.

Moving to a new residence may seem like a long, arduous and complex process at first. Conversely, a moving company can help you take the guesswork out of getting your belongings to your new house.

A moving company is available to help you transport your belongings to a new location at your convenience. This business will do whatever it takes to help you enjoy a fast, seamless move.

Typically, a moving company will offer tips to help you prep for moving day and will assist you as you get your items ready for your upcoming move. Moreover, this company employs friendly, knowledgeable moving professionals who are readily available to respond to your moving concerns and questions.

If you're unsure about whether a moving company is right for you, don't hesitate to consult with your real estate agent.

Your real estate agent is committed to helping you in any way possible. Therefore, he or she may be able to provide moving company recommendations to ensure you can work with the best professional movers in your area.

Ready to transport your belongings to your new address? Employ a moving company you'll be happy you did. If you hire a moving company today, you can get plenty of support to help you complete a successful move.




Tags: moving tips   moving  
Categories: Uncategorized  


Posted by Kathy Portway on 2/4/2019

That great furniture sale filled the empty spaces in your home with a matching sofa and loveseat, coordinating side chairs and matching pillows. It looked great on that showroom floor, but now that it's in your living room it all seems a bit sterile and blah. The challenge with matching sets is that they lack depth and dimension. They dont satisfy the sense of touch they need texture. 

You can add texture with a few well-placed pieces, either modern or vintage (or even a mixture of both).

Vintage textiles

Textiles are any woven fabric or cloth, but informally include knitted or crocheted items as well. When shopping for textiles at flea markets and vintage shops, you'll find a plethora of designs, appliques, embroidery, dyes, and other hand textures applied to fabrics. Often made from wool, cotton, flax (linen) and other natural fibers, vintage textiles add that unique feel for which you're looking. For your home, interesting options include classic pillowcases, framed doilies, hand-knitted or crocheted afghans, hand-stitched quilts, and tapestries. 

You also may discover stacks of uncut cloth leftover from some long forgotten sewing project. Open every item to inspect it for damage. Knit and crochet may completely unravel if threads have broken or knot loosened. Discoloration from damp and pests might be hiding in the folds too.

If you genuinely want vintage, you'll find most contain imperfections or uneven stitching, indications of a hand-made product rather than machine made. Check the back too, since aged woven fabrics typically show patterns on both front and back. Beware of bulk materials. Most often, when a dealer has a large stock of one fabric (unless its provenance shows otherwise), it is not very old.

Modern textiles

Modern versions of vintage textiles include hand-loomed woolens, delicate embroidery and lace and other hand-made, small batch fabrics. But, if your budget runs more to the lean side, you can get the texture without the vintage or hand-made price. Look for plush knit throws made from chunky yarns, coarsely-woven pillow fabrics, or embellished fabrics to add the depth you seek. 

Even a cotton duck (canvas) pillow cover adds texture to a microfiber sofa. Create interest with a seagrass rug or faux fur blanket too. Drapes or curtains of loose-weave, gauzy fabrics let in light while adding the coveted dimension. Wander through the offcuts from upholstery fabrics. You might find a paisley pattern that, if framed or hung from a rod, mimics the look of an expensive tapestry.

Dont be afraid of mixing textures. Vintage or modern, if you love it, buy it, and bring some life to your space. And if you need a new area, talk to your real estate agent.




Tags: furniture   design tips  
Categories: Uncategorized  


Posted by Kathy Portway on 1/28/2019

Although clutter in your home may seem like an insignificant problem, it can actually have a negative impact on everything from your personal productivity to family relationships.

When dirty dishes pile up, clothes gather on the floor, and toys are scattered everywhere, it often creates a feeling of discouragement that can seep into every aspect of your life.

While most people view clutter as an annoyance or an eyesore, studies have shown that it can contribute to stress, feelings of guilt, and even depression. Books have been written on the topic and well-known websites have devoted countless pages to the connection between stress and clutter.

In addition to feeling embarrassed when guests drop over unexpectedly, household clutter makes it difficult to find important things, like car keys, homework assignments, or cell phones. A disorganized, messy home can also lead to bills being paid late, which can bring with it a whole separate set of problems, such as late payment fees, collection letters, and credit rating issues. For people planning on applying for a mortgage in the near future, a damaged credit score could adversely affect interest rates, loan terms, or even their chances of obtaining a mortgage.

Fortunately, there are ways to turn the tide on your battle with household clutter. The first step, of course, is to recognize that you have a problem. The second step is to begin writing a plan or set of goals for taking charge of the clutter. The third step is to begin taking action and to set aside 15 to 30 minutes a day for organizing your home and putting clutter in its place!

If you're considering putting your home on the market in the near future, you may need to bump up that time allotment! Cluttered closets, storage areas, and countertops are sure to send the wrong message to prospective home buyers. Living areas that contain too much furniture, stacks of magazines, or piles of unsorted mail will convey an unwanted image of chaos, messiness, and disarray. Clutter can also have the effect of making rooms look smaller and less appealing.

In addition to establishing new and better habits for keeping your home organized and looking its best, it's also important to enlist the cooperation of your family. When everyone does their part to keep your home looking presentable and well maintained, fewer things will get misplaced, moods will be lifted, and you'll no longer feel embarrassed when company drops by!

The best time to begin attacking the problem is now. If the project seems overwhelming, the solution is to start small, but stick with it on a daily basis. As the famous quote says, "The race does not always go to the swift, but to those who keep on running."