Kathy Portway - SUCCESS! Real Estate

Posted by Kathy Portway on 3/19/2018

Want to sell your residence? As a home seller, you'll want to take a cautious approach to the real estate market. That way, you can improve your chances of getting the best price for your residence, regardless of the current housing market's conditions.

Ultimately, there are many reasons why home sellers should err on the side of caution as they prepare to add their houses to the real estate market, including:

1. The housing market constantly fluctuates.

For home sellers, it is important to differentiate between a seller's market and a buyer's market. By doing so, a home seller can assess the current housing market and proceed accordingly.

In a seller's market, there is usually a shortage of high-end houses and an abundance of interested homebuyers. This means home sellers who operate in a seller's market may be more likely to stir up plenty of interest in their houses as soon as these properties become available.

Conversely, a buyer's market typically favors homebuyers, as it features a limited number of homebuyers and a wide range of home sellers. If you're selling your home in a seller's market, you'll likely need to price it competitively to help your residence stand out from the competition.

Allocating the necessary time and resources to analyze the housing market is key. With housing market data in hand, a home seller can determine whether he or she is getting ready to list a house in a buyer's or seller's market.

2. What your home was worth yesterday is unlikely to match what it is worth today.

The price that a home seller initially paid for a residence is unlikely to match what the house is worth today. Thus, a home seller should perform a home appraisal to learn about the present value of his or her residence.

During a home appraisal, a property inspector will assess a house both inside and out. Then, the property inspector will identify any problem areas with a house that could negatively affect the residence's value.

A home appraisal is exceedingly valuable to home sellers. It enables them to understand a house's strengths and weaknesses as well as uncover ways to transform a home's weaknesses into strengths. As a result, a home seller can use a home appraisal as a learning opportunity and find innovative ways to enhance a residence before adding it to the real estate market.

3. Homebuyers are always on the lookout for bargains.

Although a home seller will do everything possible to learn about the housing market, there is always the danger that a homebuyer will submit a "lowball" offer on a house. Conversely, a home seller who errs on the side of caution will be able to differentiate between a legitimate offer and a lowball one time and time again.

Lastly, if you need extra help as you get ready to sell your house, don't hesitate to work with a local real estate agent.

Real estate agents are available in cities and towns nationwide. They can help you get your house ready for the real estate market and ensure you can reap the benefits of a quick, seamless home selling experience.

Become a cautious home seller, and you can move one step closer to maximizing the value of your house.

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Posted by Kathy Portway on 3/12/2018

In the warm weather months is there anything better than enjoying your backyard with friends and family? If placing a bid on a home that is almost perfect but lacking an up to par backyard create room in your budget to design the space into a place worth coming home to. Create a complete experience for guests and become everybody's favorite host with these four must-have upscale upgrades for your home.

Landscaping may not seem like it would be the most important aspect of creating a luxe patio experience however it is what completes the area. Properly designed landscaping brings the different zones of your backyard together into one cohesive space. When you’re ready to begin seeking out a company to design your home's landscaping look for those with plenty of experience working on luxury homes and have examples of work that align with your style preferences.

Most landscaping companies also offer hardscaping services as well. Create a one of a kind patio with unique stone pattern designs that flow with the landscaping of your yard. Add visual interest and style with raised flower beds, stone walls, and walkways. A well-versed expert will know how to take your lifestyle and typical gathering size into account to create the perfect design for you.

A must for any host is an outdoor cooking area. Go beyond the typical grill and patio table set up for a full kitchen setup with an island for guest seating. This another area of expertise for an experienced landscape designer and an extension of your hardscaping design. Many will also have appliances on offer for you to choose from as a part of your package. Create a seamless outdoor kitchen with a built-in grill, full sink and plenty of counter space for food prep. Another popular edition is a small fridge to keep necessities at hand eliminating the need to trek back to the kitchen.

Create a private pool area to relax and enjoy without being in full view from your neighbor's kitchen window. A current favorite luxe option for many homeowners at the moment is installing a natural stone waterfall. This features benefits are twofold - it can create both visual and noise privacy. Another option with dual benefits is adding tall shrubs and/or trees. These can allow for visual privacy and create shade for hot, sunny days.   

Investing the time and resources into developing a one of a kind backyard and patio will bring you years of vacation-worthy relaxation and a welcoming space to entertain friends and family. Look for a landscaping contractor with the skill and know-how to create a stunning, well-designed space. Many also offer maintenance services to keep your gorgeous new landscaping well maintained.

Tags: patio   luxury   upscale  
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Posted by Kathy Portway on 3/5/2018

A yard sale offers a valuable opportunity to get rid of items before you sell your house. As such, it is important to promote your yard sale effectively; otherwise, you may miss out on a chance to declutter and earn extra cash at the same time.

Ultimately, there are many quick, easy ways to stir up interest in your yard sale, such as:

1. Post flyers in your city or town

Old-fashioned flyers can help you promote your yard sale to large groups of people in your city or town. That way, you can create a buzz around your event and increase the likelihood of selling your stuff.

If you use flyers to promote your yard sale, be sure to include essential information like the location, date and time of your event. Also, using bright, vibrant paper and colorful markers may help your flyers stand out.

Ensure that all of your yard sale flyers are legible, accurate and easy to understand. This will help minimize the risk of miscommunication with potential event attendees.

Of course, it never hurts to ask business owners for permission to post flyers at local companies, either. The more flyers that you post, the more likely it becomes that your yard sale will be a resounding success.

2. Create an online posting

An online posting makes it simple for you to provide details about your yard sale to large groups of people.

Putting an online posting on Craigslist or local community websites may prove to be worthwhile. And in some instances, you may even be able to include photos of items that you plan to sell at your yard sale.

In addition, invite friends on Facebook and other social networks to attend your upcoming yard sale. By doing so, you can boost your chances of stirring up substantial interest in the days leading up to your event.

3. Select the right date and time

Oftentimes, Saturdays and Sundays are the best days to host a yard sale, and for good reason. Many people don't have to work on weekends, and as a result, may have free time to attend your yard sale.

After you know which day of the week that you want to host your yard sale, consider the date and time of your event closely.

Take a look at the holiday calendar, and you should have no trouble selecting a yard sale date that works well for most people in your area.

Think about the time of your yard sale too. And remember, if you host a yard sale that coincides with local community events, it may be difficult for some people to attend.

Lastly, if you need extra help stirring up interest in your yard sale, don't hesitate to reach out to your real estate agent. This housing market professional may be able to share details about your upcoming yard sale with clients and colleagues.

Generating buzz in a yard sale can be easy, and with the aforementioned tips, you can stir up plenty of interest in your event.

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Posted by Kathy Portway on 2/26/2018

Obtaining a mortgage can be overwhelming, particularly for a first-time homebuyer. Lucky for you, we're here to help you streamline the process of analyzing various mortgage options and choosing one that matches or exceeds your expectations.

Now, let's take a look at three tips to help first-time homebuyers secure the ideal mortgage.

1. Assess All of the Mortgage Options at Your Disposal

Both fixed- and adjustable-rate mortgages are available, and homebuyers who understand the pros and cons of these mortgage options may be better equipped than others to make the right mortgage decision.

A fixed-rate mortgage ensures a homebuyer will pay the same amount each month. For example, a 30-year fixed-rate mortgage enables a homebuyer to budget for monthly home payments over the course of three decades. And in many instances, a homebuyer may be able to pay off a fixed-rate mortgage early without penalty.

On the other hand, an adjustable-rate mortgage may start out with a lower monthly payment that escalates over the course of a few years. An adjustable-rate mortgage, for instance, may allow a homebuyer to acquire a home that surpasses his or her initial budget thanks to a lower initial monthly payment. However, after the first few years, the monthly mortgage payment may increase, and a homebuyer will need to plan accordingly.

Assess your mortgage options closely – you'll be glad you did. By doing so, you can boost your chances of selecting a mortgage that works well based on your current and future financial needs.

2. Evaluate Your Credit Score

Believe it or not, a first-time homebuyer's credit score may impact his or her ability to get the right mortgage. Fortunately, a first-time homebuyer can analyze his or her credit score without delay.

You can request a free copy of your credit report annually from each of the three credit reporting agencies (Equifax, Experian and TransUnion). Then, with your credit report in hand, you can better understand how potential lenders may view your mortgage application.

Of course, if you receive a copy of your credit report and find glaring errors, be sure to let the credit bureau know immediately. This will enable you to get any mistakes corrected and ensure these problems won't slow you down as you pursue your dream residence.

3. Consult with Potential Lenders

Although getting a mortgage may seem like an uphill climb at first, consulting with potential lenders may prove to be exceedingly valuable, especially for a first-time homebuyer.

Banks and credit unions employ friendly, knowledgeable staff who are happy to educate you about assorted mortgage options. These lenders can teach you about the ins and outs of various mortgage options at your convenience.

Lastly, if you need extra help in your search for the perfect mortgage, real estate agents may be able to offer assistance. These housing market professionals can provide honest, unbiased recommendations about lenders in your area so you can move one step closer to securing your ideal mortgage.

Ready to get a mortgage for the first time? Use these tips, and you can accelerate the process of obtaining a mortgage that suits you perfectly.

Tags: Buying a home   Mortgage  
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Posted by Kathy Portway on 2/22/2018

This picturesque 3 bedroom ranch style home has been meticulously maintained inside and out. Sunshine radiates through out the spacious fire-placed living room opening through to ceramic-tiled eat in kitchen with plenty of cabinetry, lots of counter space, lovely backsplash and stainless steel appliances. The bathroom has been recently updated. The addition is an amazing space with gleaming hardwood flooring, large windows, skylights and French doors leading to a newer, oversize, back deck offering expansive views of a beautiful backyard and golf course. It's a wonderful space for relaxing or entertaining! Lower level is prepped and waiting for your personal finishing touches. Furnace and septic are only 6 years old. Fenced in yard is perfect for children or pets to run free and play. Fire pit is great for those cool summer nights. This home is conveniently located to schools, highways and shopping. Nothing to do here but move in and enjoy.

More Info on this Property | New Listing Alerts

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